Ways to Pay for Your Invisalign Treatment
We understand the cost of Invisalign can make some people hesitant to explore this option of achieving a healthy, straight and beautiful smile. To help, we want to make sure you have all the information you need to make the best decision for your family and your budget.
Generally speaking, Invisalign treatment costs anywhere from $3,000-$8,000. Of course, the cost of orthodontic treatment varies from one patient to another — depending on the specific needs — and so without an initial consultation, it’s difficult to predict one price that applies to everyone. To help make Invisalign treatment accessible and affordable, we offer several options, including a monthly insurance plan, tax-free dollars with your FSA or HSA, or a monthly payment plan. Let’s run through these options.
Many dental insurance plans cover Invisalign treatment the same way they cover braces. These plans typically cover a certain percentage or dollar amount of the treatment, with a cap on the amount your insurance plan will cover orthodontics.
We recommend asking your benefits manager or calling your insurance plan’s customer service line to figure out if your plans includes orthodontic treatment. There is a chance that your health insurance plan covers Invisalign, so be sure to inquire about that as well. You can also purchase orthodontic coverage separately.
During your initial consultation, be sure to ask your orthodontist which insurance plans they will accept. Oftentimes, your orthodontist’s office can also call your plan to figure out the details of your coverage.
What to Do After Your Invisalign Treatment Ends
Flexible Spending Account vs. Health Savings Account
Managed by your employer, a flexible savings account (FSA) allows you to put aside funds (typically via an automated paycheck deduction) to use for certain medical, dental and orthodontic costs. A health savings account (HSA), on the other hand, provides people with a high-deductible health insurance plan a special savings account. It works very similarly to an FAS by allowing participants to put money into an account each month. You can then use these funds to cover medical, dental and orthodontic health costs. To open an HSA account, eligible users must meet certain IRS eligibility requirements.
You do not taxes on the money you put into either an FSA or HSA. Before starting Invisalign treatment, we recommend talking with your healthcare provider to see if you are eligible to use your HSA or FSA account for Invisalign. You may need to pay your doctor and then be reimbursed; or your benefits provider may be able to pay your doctor directly.
Monthly Payment Plan
If your dental insurance does not cover Invisalign treatment and you do not have access to an FSA or HSA plan, then you can talk to us about a monthly payment plan. At Gorman & Bunch Orthodontics, we spread out the cost of Invisalign over the course of your treatment time with a down payment before treatment begins.
. . .
Everything we do is with the goal of making your visits pleasant, informative, and productive— and we understand that your time is valuable! To confirm the cost of your orthodontic treatment, schedule your complimentary consultation to receive an examination, digital x-rays and photos and discuss payment options. We will then be able to evaluate your current situation and your goals, in order to create a customized treatment plan. We look forward to meeting you!