Ways to Pay for Your Invisalign Treatment

April 9, 2019
J. Courtney Gorman, DDS, MS

Ways to Pay for Your Invisalign Treatment

We understand the cost of Invisalign can make some people hesitant to explore this option of achieving a healthy, straight and beautiful smile. To help, we want to make sure you have all the information you need to make the best decision for your family and your budget.

Generally speaking, Invisalign treatment costs anywhere from $3,000-$8,000. Of course, the cost of orthodontic treatment varies from one patient to another — depending on the specific needs — and so without an initial consultation, it’s difficult to predict one price that applies to everyone. To help make Invisalign treatment accessible and affordable, we offer several options, including a monthly insurance plan, tax-free dollars with your FSA or HSA, or a monthly payment plan. Let’s run through these options.

Dental Insurance

Many dental insurance plans cover Invisalign treatment the same way they cover braces. These plans typically cover a certain percentage or dollar amount of the treatment, with a cap on the amount your insurance plan will cover orthodontics.

We recommend asking your benefits manager or calling your insurance plan’s customer service line to figure out if your plans includes orthodontic treatment. There is a chance that your health insurance plan covers Invisalign, so be sure to inquire about that as well. You can also purchase orthodontic coverage separately.

During your initial consultation, be sure to ask your orthodontist which insurance plans they will accept. Oftentimes, your orthodontist’s office can also call your plan to figure out the details of your coverage.

What to Do After Your Invisalign Treatment Ends

Flexible Spending Account vs. Health Savings Account

Managed by your employer, a flexible savings account (FSA) allows you to put aside funds (typically via an automated paycheck deduction) to use for certain medical, dental and orthodontic costs. A health savings account (HSA), on the other hand, provides people with a high-deductible health insurance plan a special savings account. It works very similarly to an FAS by allowing participants to put money into an account each month. You can then use these funds to cover medical, dental and orthodontic health costs. To open an HSA account, eligible users must meet certain IRS eligibility requirements.

You do not taxes on the money you put into either an FSA or HSA. Before starting Invisalign treatment, we recommend talking with your healthcare provider to see if you are eligible to use your HSA or FSA account for Invisalign. You may need to pay your doctor and then be reimbursed; or your benefits provider may be able to pay your doctor directly.

Monthly Payment Plan

If your dental insurance does not cover Invisalign treatment and you do not have access to an FSA or HSA plan, then you can talk to us about a monthly payment plan. At Gorman & Bunch Orthodontics, we spread out the cost of Invisalign over the course of your treatment time with a down payment before treatment begins.

. . .

Everything we do is with the goal of making your visits pleasant, informative, and productive— and we understand that your time is valuable! To confirm the cost of your orthodontic treatment, schedule your complimentary consultation to receive an examination, digital x-rays and photos and discuss payment options. We will then be able to evaluate your current situation and your goals, in order to create a customized treatment plan. We look forward to meeting you!

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  • review rating 5  I can’t say enough great things about this office. I am legal guardian of my sister and she is going through Invisalign with them… She’s almost done and I am amazed by the results. I also go there for continued orthodontic care because orthodontic retention is for life! So glad I have such great people to care for our teeth!!!

    thumb Veronica Boyle

    review rating 5  Fantastic staff who put the person (and their teeth!) at the center of the experience. Child-friendly waiting areas. I've had nothing but good experiences over my nearly 10 years with Gorman and Bunch. Cannot recommend highly enough!

    thumb Pete Freeman

    review rating 5  Cannot say enough good things about this practice! I've been to Westfield and Carmel locations, both are beautiful with helpful and friendly staff. Dr Bunch is experienced, knowledgeable, and truly cares about his patients and strives to get the best results possible for each one!

    thumb Karen Caudle

    review rating 5  Amazing experience all around. The staff is super friendly and Dr. Carly always makes my daughter feel comfortable with the work being done. We are thrilled with the progress we are seeing, and the customer service is always top notch.

    thumb Alyssa Lozier
  • review rating 5  Very great place! Went there for my first time today and i felt so comfortable and they are helping me fix my mouth!! Love love love!

    thumb Haley Elston

    review rating 5  Amazing office! My daughter was home from college and had an orthodontic emergency. She was not a previous patient. Dr Moran was kind enough to see her. The entire staff was amazing. I would never go anywhere else!

    thumb Sharon Hoover

    review rating 5  We were very pleased with the staff and services at Gorman & Bunch. From the beginning, they were very friendly and made us feel comfortable with our first ortho visit. Dr. Carly was very nice and attentive. We ended up with braces for my son on the first visit and they were quick and thorough and made our experience very positive. Definitely would recommend them! They are awesome!

    thumb Donia Shackelford

    review rating 5  Amazing experience they all made my daughter and I feel very comfortable, all the ladies were extremely nice. Very well informed. Wouldn't go anywhere else!

    thumb Erica Wood
  • review rating 5  This 64 year old had teeth that had begun to overlap in my adult years, which was attributed to having 4 good teeth removed as a child for "Crowded teeth". I waited to fund Invisalign until incurring no penalty for taking IRA funds, other than taxes. I was fortunate to be referred to Dr. Jason Bunch by my dentist, Dr. Jack Nicewander. Dr. Bunch and his Carmel, IN office staff see numerous children and young adults, but welcome the young at heart as well. I trust them and find them accommodating, efficient, professional and compassionate.

    thumb Joyce Eggleston

    review rating 5  Personal and professional, everyone always takes great care of my sensitive mouth teen! This is our first experience with needing orthodontia, when it’s time for my youngest to get braces, we’ll choose this place again in a heartbeat. From the team up front to the team in the back, everyone is so nice and yet so efficiently on task, it is quite impressive. They have reasonable pricing and are willing to help with a payment plan. Keep up the great work!!

    thumb Robert Cassidy

    review rating 5  Love this office! Helpful, professional, and knowledgeable doctor and staff. Haven’t had 1 issue with them. They’ve got their routine down pat.

    thumb Courtney Amos

    review rating 5  Excellent every time we’ve brought our kids. Thorough evaluations, knowledgeable doctors/staff, great with kids, and great results

    thumb Stephanie
  • review rating 5  I just started my first week with the Invisalign. The staff has been extremely friendly and helpful through every step. Dr Carly’s initial evaluation of my case was extremely thorough and the options were explained in detail to help make an informed decision. They’ve certainly exceeded my expectation and from the looks of it, they do a great job with their younger patients as well!

    thumb Patrick May

    review rating 5  Heather and Dr Carly were awesome! Friendly, informative, and professional. Office was very inviting. We had a great appointment and look forward to the next couple of years of working with them.

    thumb Andy Tebbe

    review rating 5  I love this office. The staff and Dr. Carly are great. I’m having amazing results with my program! I highly suggest it to any and everyone!

    thumb Mark Roberts